Terms & Conditions

We are not considered a financial institution by the state of Georgia Department of Banking and Finance. All transactions are defined as “PAWN” transactions. Business is conducted in the State of Georgia Only!

  • PAWNS transactions which become delinquent are considered  in  default &  subject to potential loss of collateral.
  • Inability to complete payments in time may result in loss of merchandise.
  • All borrowers must show the ability to pay back the pawn.
  • Pawns are supposed to be used for emergency financial concerns.
  • APR (Annual Percentage Rate) on a title pawn transaction can be 300%.
  • A title lien fee may be charged to clients based on state requirements.
  • Extensions of loan transactions are only by agreement of company & customers with payments being made on time. The maximum term of a transaction is 36 months.
  • See “contact us” tab for a physical address.
  • Compliance occurs with  state  & local pawn codes  and laws.